So I’ve wanted to actually post something for the past couple of days but things have been kind of hectic and I haven’t been able to sit down and accomplish anything. Since I’m on my lunch break and it’s a really nasty day outside I decided to stay at my desk and actually get it done. So yay for having a 10+ day break between things.
Since the last time I posted a few things have happened but nothing overly interesting. For the superbowl I headed down to New Jersey for the day and while the day itself was relatively enjoyable the ride home was absolute agony. For some reason, out of absolutely no where, my tooth began to bother me so much so that I wound up screaming in pain for the bulk of the ride home. I have a broken wisdom tooth on my upper right side and I believe the nerve is now exposed so it’s been causing a problem over the course of the past week or so. After over a week of dealing with it I decided to call up my dental surgeon and book an appointment to have it removed. At this point it’s causing so much of an issue, physically, that it’s not worth trying to save the tooth at all. So on Monday I’m going to leave work early and head over there to get it extracted. The upside is I’ll get a prescription of antibiotics to start clearing up the issues with another tooth. I’m going to be enrolling in EDP Dental. It’s a $99 a year policy and the two dentists that I would prefer to use are both covered under this plan. The only thing I’m trying to work out is whether or not I need to have existing dental insurance because EDP is NOT an insurance policy, it’s a discount dental plan. If I don’t need regular insurance it will certainly work out pretty well for me. My surgeon is right at the top of the list for coverage which is great considering it’s going to cost me about $700 out of pocket to get my tooth removed considering I need to be sedated and they’re going to run a full work-up of xrays as well. So that gets that accomplished.
I’ve basically already spent my tax returns even though I haven’t filed them yet. The cost for extraction is going to be covered by my father until I get my check, plus I owe him money from this weekend considering Bella had to make an emergency visit to the vet as there was A LOT of blood in her urine. She’s on a heavy dosage of antibiotics for the next couple of weeks until that’s cleared up. So figure I’m instantly handing him $1,000 when the check clears. I’ll also be using the rest to completely pay off one of my credit cards. From there I’m taking another financial route that I’m hoping is going to help me out over time. I’m pretty much done with HSBC and I’ve decided to consolidate my loan through Wachovia. I still have another $7,000 to pay off on my loan and about $2,000 for my credit card through HSBC, so I’m going to Wachovia to request a personal loan for upwords of $20,000 so I can pay off all of my debt and use the rest of the money on a car. I found a car for $11,000 with only 20k miles on it and while it’s not the Chevy Equinox that I’d absolutely love to own, it’s the 09 Chevy Cobalt, it’s close to my house, it’s got a very clean interior and absolutely no external damage. Power everything, anti-theft, the bells and whistles. Of course I would be happier if there was a sunroof but at this point, considering Sean’s car has slowly been on the verge of death for quite some time – a course of action needs to be made and damn it I’m making it.
Having to only pay the loan and car insurance (which can just fall under general liability as I won’t have a lean on the car since I’m paying cash) I should hopefully be able to save some money during the month in order to accomplish more important things in life – like attempting to ENJOY life for a change.
In two days it marks the one year anniversary of Lucy’s death and I have to say that the past year has not been a good one – AT ALL. I miss her terribly and still haven’t fully dealt with it considering the series of events that happened around the same time of her passing. I don’t know if I’m now rebelling against everything but I’m taking the bull by the horns and changing my life for my better. Having to deal with all of the issues going on with school has pissed me off on a daily basis, but I’m going to do everything I can in order to get that taken care of. Once I enroll in school I’ll hope that financial aid and student loans will assist me in working towards the degree that I deserve. Being in the design industry for the past 12 years has taught me alot about running my business and the overall wants and needs of people. While I haven’t actively been into it for quite some time, due to my work schedule, that doesn’t mean I don’t still have the drive. I want to say that Lucy is the one giving me this determination. She was always my muse in life, and the fighting force behind my straight-forward way of living. I believe that she’s giving me the drive and determination to reassure me that she’s still around and will help me in death the way she helped me in life.
I do believe in ghosts, and I also believe in angels. When it comes to her there is no difference between the two.