When asked to review a site, I always find it difficult coming up with the right words to say so that I not only get my point across, but I also like to not offend anyone either. Today’s review is based on thepiggybanker.com. Their tag line includes “Best CD Rates, highest savings, money market, credit card reviews & bank deals.” as someone who sees the importance behind going with a good bank, not one that will potentially rob you blind, I feel it’s important to learn a thing or two about the companies you’re interested in before you even give them your information. Resources like these could be a valuable one to anyone who uses it.

This site offers the ability for you to look through a database of the top banking companies so you can compare them based on rates and other options that would be the deciding factor on your choice of banks. They also offer the ability to find Best Credit Cards so that you can know from the get-go what you’re getting into when dealing with this company. They give honest reviews and statistics to help make your ‘shopping around’ run a little smoother.

One section I came across was a WT Direct Savings Review. WT stands for Wilmington Trust, a company that’s located in many places around the US and one I was considering when I moved to Delaware considering one of their banks are located right outside of the complex. After reading this review, however, I understand that they’re not exactly going to be the best account to go with unless I’m looking for a high yield savings account. The minimum balance required at deposit is $10,000 and any balance in the $1-$10,000 range will earn approximately 5.26% APY for the first 60 days. So after doing the math, if I happen to deposit $10,000 and then within the first 60 days, I happen to deposit another $1,000 it will give me a total of $11,578.60 in my savings account. I would assume that if I maintain over $10,000 I’ll have the same 5.26% interest, but according to the site if I’m UNDER, it drops it down to just .6% which is even less than my account with Washington Mutual that I closed before moving down here.

As far as the site goes, it primarily looks like a bankers blog. The owner compares many rates through archived blog entries and minus the banner ads spilled all over the page, it’s really not that bad looking. I would personally recommend cutting back on a few of the ads but since the user is offering a free service then I can understand why the page is loaded the way it is, it just makes it hard to actually find the CONTENT of the page considering everything valuable about the site is basically underneath all of the useless links. This is only from a design standpoint, however. The site seems to be updated on a some what regular basis though, the RSS feed shows a recent updated in Wednesday the 27th. I assume that the owner knows he has a good thing going and is going to keep up with it, as many web masters should.

While many people may not realize it, cosmetic surgery isn’t just limited to beverly hills breast reduction. Sure, los angeles liposuction is extremely popular as well but the one thing that was new to me is the ethnic plastic surgery. Yes, I know it seems a little odd but face it, all of the plastic surgery stories you’d see on television are primarily just rich white women looking to improve something that doesn’t even need to be touched.

I was taken back by seeing this link, as odd as that may sound, but typically when I think ethnic I think of a black woman proud to be exactly what she is and how she is. In New York, going into stores like Dots or Rainbow you see a lot of very proud black women who aren’t complaining about being in the plus-sized section of the store, hell – them embrace it. Watching television you see influences like Monique showing off just how proud she is to be a big beautiful woman. So naturally when I hear something in regards to an ethnic woman looking to have a breast reduction, nose job, tummy tuck or all of the above, it just seems out of the norm for me.

I just still believe it’s a shame that no matter how much money you have – you can’t just be happy with who you are. I also see that in a few different ways though. Yes, I’m working on losing weight but it’s based on the fact that I’m unhappy with where I am, it’s also a health related issue. Just because you have a little extra fat on your body doesn’t mean you’re morbidly obese and should go under the knife. Someone, like myself, who’s 100lbs overweight, naturally I’m going to fix it the proper way first without depending upon a surgeon to step in, especially at what these men and women charge to slice you with all kinds of needles and knives just to fix something that can easily be adjusted without going through the pain.