Coming across helpful resources is always a good thing. A few of my friends (online and off) have a few problems keeping them from getting pregnant. Some of them are on drugs up the wazoo to increase their chances but nothing seems to work. I came across a site, IVF, that’s based on a practice run by Dr. Randy Morris. He’s a fertility specialist that helps couples understand and resolve infertility. The offices are located in both Chicago and Naperville Illinois. I don’t think I’d be able to talk my female friends into traveling this far but I also know that one of my online buddies lives in the area and maybe that would be a valuable resource to her, she’d be the judge of that of course.

While doing a quick surf around ivf1.com, I learned about Dr. Morris and what his services can do for you. He has a few articles about IVF (In Vitro Fertilization), from Fertility Fact & Fiction to how low fat dairy can increase the risk of ovulation problems. It’s a fairly interesting read that I’ve book marked for future reference.

Dr. Morris doesn’t just help the ladies with their problems, he offers help to men as well. They have male fertility testing, an advanced semen test that uses sophisticated imaging and computerized analysis to get a highly accurate sperm count, sperm motility and sperm morphology. Now, considering I’m not a doctor and have no idea what any of that really means, I’m sure any man who isn’t…holding up to his end of the pregnancy bargain, can find this information valuable as well.

Check out the site, invf1.com, maybe you’ll learn something you didn’t know before. Maybe you’re a candidate for it, who knows.

This is a sponsored post.

Lately, Baby and I have been doing some serious talking about our futures. While we’re not married yet, we are already planning ahead in finances and what-not. The difference between him and I is the fact that I have a life insurance policy and he doesn’t. My father took one out on me and my sister many years ago. At the rate of school shootings, the drug dealers and just stupid people in general being around us, it was just the smart thing to do. He’s covered for around $100K and my sister and I are covered in the $35K range.

I honestly have no idea what it means if someone mentioned the term whole life insurance to me. I’m sure it’s something extremely important but having the ability to find out in depth information without having to spend any money is kind of rare. Thanks to my endless database of new and interesting links, I’ve come across one that will actually help me out without having to spend a dime. My newest bookmark is – lifeinsurancelowdown.com. This site offers you life insurance news, reviews and even tips. It’s pretty helpful for anyone looking into setting themselves up financially.

After reading through the site I’ve found some valuable information about life insurance. I’m confident that I’ll be able to use this site as a valuable resource for all of my future questions and I know for sure that I’ll get Baby on the bandwagon and get himself into the life insurance state of mind as well.

I’ve been scrap booking for years, something I haven’t really let people in on. In my new home I don’t really have as much room as I used to in order to really take full advantage of my craft. Because of this, it’s been placed on the back burner. Or…so I thought. I like the idea of cutting out random images and turning them into a book of collages on my life. I’ve yet to start one for Baby and I which is strange considering we’ve been together for as long as we have. Hopefully I’ll be able to regain everything soon to move forward with it.

In the meantime I did some poking around and came across an interesting site where you can do some real online scrapbooks. With this site you’re given everything you need in order to create a virtual scrapbook. You’re given textured backgrounds, random cut-out images to paste into them and the ability to upload your own images to really bring forward the whole scrap booking experience. I started creating my own scrapbook, you can find it here. I know there isn’t very much to it but that’s because it’s after 2am and I’d really have to sit here and play with it some more. I hope to have a full scrapbook up and running sometime soon. I really do like this idea quite a bit.

There’s the option of embedding it into your website with either a flash or a JavaScript file. For the time being I’m just going to link directly to it because WordPress, for some reason, won’t allow me to paste it into the text area. I’m sure I’ll have that figured out soon, I may have to create an external template page and link it in there. No real hassle though, considering I intend to use this site quite a bit.

The site has a very scrap-booky feel. It’s not a standard business looking site that’s clean line and proper. It looks as though you’re actually looking at someone’s scrapbook. There were a few sections that wouldn’t work but at the moment it’s in it’s Beta release so I guess that would explain it. The Gallery icon doesn’t work and I can’t find anything when I search but the database isn’t big enough for that yet.

All in all I can say it’s going to be a fairly cool site and I think that if you’re interested in starting your own online scrapbook and getting away from Flickr and whatever gallery script you happen to have installed, heartvault.com is the way to go. It’s completely free and may turn out to be the next big thing amongst all the artsy people that over-run the internet. Check it out, you may enjoy it.

I’ve spoken in the past about drug addiction and rehab but that was based on things going on in my life that I felt, at the time, needed to be shared. I’ve lost loved ones to cocaine, heroine and an overdose of a mix of drugs that they shouldn’t have even been in the same room with, let alone ingesting. I wanted, so badly, to be able to help them but I knew that most of them were just so far gone, all you could really do is tip-toe around them and watch them kill themselves. I didn’t have the confidence to step in and do something about it. When they did finally pass on, I hated myself for not doing anything about it.

There’s a new site out now specifically for young adult intervention. I think it’s a pretty valuable resource for drug rehab, addiction treatment and substance abuse information. The site was created specifically for young adults whom need or want to be in a sober environment. Anyone in the college scene knows that a majority of the time…that just isn’t the case. Sober College is a residential program that creates a supportive and sober environment for young adults to recover from chemical dependency and other related issues. Young adults between the ages of 17-26 are eligible candidates. The friends I lost were 18, 21 and 25. Two of them were in college, that’s where these problems began. They couldn’t handle the stress of exams, the courses they were taking, or maybe even just the whole idea of being far away from home. If this program was around for them, maybe they’d still be alive today.

Getting the office setup has proved to be a bit more difficult than we’d originally thought. I desperately need a chair because the one I’m on at the moment is killing my back. It’s a standard folding chair so while I’m not rolling over any puppy’s tails, I’m still having trouble moving around once I pull the chair in (hard to move it on a rug – you know). The scanner has no home, as of yet, and of course with my largest concern during tax season, the printer is out of ink and I need to figure out how to get some toner cartridges before TOMORROW. Staples seems to be packed and I can’t find ANY overnight shipping that will be here by tomorrow morning. I honestly have no idea what I’m going to do.

For next year, however, I do know that I’ll have PLENTY of ink because I’m making it a point to load up on all of the toner cartridges I can find and keeping myself stocked up to void this tragedy from happening again. I’ve found the office supply outfitters which sell everything from toner, ink jet cartridges, printer supplies, fax supply, register ribbon and HP Toner. It’s a pretty valuable source for everything PRINT I’d say.

Now, for my next task – find a filing cabinet so I can get that last box unpacked!

Any webmaster knows the importance of targeting your audience by using creative graphics, easy to navigate code and proper exposure. Those just starting in the field are finding it hard to find the right path to go on. There’s a new place that has a great ebook/template package for beginning web designers who need a simple template solutions. They specialize in Joomla Templates which is probably one of the most solid programs out there for content management.

You may be asking “What is Joomla?”, it’s actually pretty simple:

Joomla! is one of the most powerful Open Source Content Management Systems on the planet. It is used all over the world for everything from simple websites to complex corporate applications. Joomla! is easy to install, simple to manage, and reliable.

With ClubTVK‘s program you get a copy of their e-book in PDF format, it’s 91 pages that give you step-by-step detail on how to create a Joomla template. You also get copies of all of the files in the book, that’s FOUR complete templates for Joomla. They often create new templates to highlight specific techniques, with your membership you get access to all of them plus a walk-through to figure how to impliment them to your site. This book covers some really important but simple ways to create your template without having any prior knowledge of Joomla. It truly is a Beginners Guide!

Some of the templates supplied are fairly simple looking but knowing the back end of Joomla, the way I do, I know that a lot goes into coding them properly. You need to format EVERYTHING in order to get it to do what you want it to do and I think this eBook would be of great value to anyone interested in using the script.

Installing Joomla is a lot easier than one would think. 100% of web hosts using Fantastico have Joomla listed in their auto-installers. All you have to do is type in the user name and password you’d like to use in your Joomla Administration Panel and then go from there.

During the dot-com boom I wanted to invest in Google. I was too young at the time, and no one would believe me when I told them that they had one of the greatest potentials out there. I’ve been looking into investing now, but I didn’t know where I could turn to, until I found Global Futures Exchange & Trading Co., Inc. They have a wide selection of tools to get you up and running in the investment field. For as little as $250 I got the scoop on the hottest companies, the companies that are going under, and those that have just started up. If you have any questions then email GlobalFutures@GlobalFutures.com.

“There is risk of loss trading Futures, options and forex.”

Baby and I are really bad with money. I know how hard it is for me to save up money for the casino, but my boyfriend is much worse. He has so many personal loans from when he was a teenager that his credit is really shot. He even went to one of those debt consolidation places, but they told him that he wasn’t that bad, but for 22 it is pretty bad. I guess it could be much worse though, he could have had a secured loan and have the threat of losing his car. I guess once we afford that house I was talking about yesterday, maybe we’d need a secured loan for all the things we want, you know if we don’t hit it big in Atlantic City or even the lotto!