Baby and I are really bad with money. I know how hard it is for me to save up money for the casino, but my boyfriend is much worse. He has so many personal loans from when he was a teenager that his credit is really shot. He even went to one of those debt consolidation places, but they told him that he wasn’t that bad, but for 22 it is pretty bad. I guess it could be much worse though, he could have had a secured loan and have the threat of losing his car. I guess once we afford that house I was talking about yesterday, maybe we’d need a secured loan for all the things we want, you know if we don’t hit it big in Atlantic City or even the lotto!